Institutional Platform. On-Chain.

ILS One

ILS One is a full lifecycle platform for Institutional Investors, Reinsurers, Brokers and Agents to transform insurance-linked securities into programmable on-chain instruments.

Launch App
Vulc... Bond (US)
VDBO/ 16$

Vulc... Bond (US)

Leverage the opportunities presented by insurance risks related to vulcanic activities.

Redemption in 26 days

Redemption in

26 days

Expected profit

+14%

Forest Fires Bond
FFBO/ 18$

Forest Fires Bond

Leverage the opportunities presented by insurance risks related to climate change.

Redemption in 42 days

Redemption in

42 days

Expected profit

+12%

Floodings Bond
FOBO/ 7$

Floodings Bond

Leverage the opportunities presented by insurance risks related to floodings damage.

Redemption in 30 days

Redemption in

30 days

Expected profit

+18%

Hurricane Bond
HUBO/ 28$

Hurricane Bond

Leverage the opportunities presented by insurance risks related to hurricanes.

Redemption in 12 days

Redemption in

12 days

Expected profit

+22%

Trusted by institutional leaders

Hannover Re
Schroders
Aon
Hannover Re
Schroders
Aon
Hannover Re
Schroders
Aon
Hannover Re
Schroders
Aon

Who is it for

Built for every participant in the ILS value chain

Capital Providers

Challenge

Illiquid, opaque ILS exposure with limited secondary market options

Solution

24/7 liquidity, full transparency, and programmable positions

Risk Originators

Challenge

Manual processes, slow settlement cycles, fragmented data

Solution

Automated lifecycle management and instant settlement

Brokers

Challenge

Fragmented intermediaries and disconnected workflows

Solution

Single platform with streamlined deal structuring

Programmable Reinsurance in Action

Experience what efficiency feels like

Upload animation to: /public/animations/highlights/governance.mp4

Institutional-grade control for critical actions. Define approval thresholds, segregate roles and enforce governance directly on-chain.

A full-lifecycle ILS platform

From structuring to settlement — on one programmable stack

Marketplace interface
First-of-its-kind

Institutional Marketplace

Trade ILS positions without breaking structure

Enable controlled secondary trading of ILS agreements while preserving governance, compliance and transparency.

Secondary market access
24/7 tradeability
Institutional permissioning
New capital flexibility
Transaction management interface

Institutional Transactions

Secure every transfer through multi-signature control

Self-custodial, role-based wallets designed for institutional workflows — not retail crypto UX.

Regulator-ready approvals
Multi-signature protection
Full transaction traceability
Human-readable transactions
Product configurator interface

Product Configurator

Build deals from click-through templates

Turn legal agreements into executable smart contracts. Define triggers, roles, termination logic, run-off mechanics and settlement rules — without bespoke development.

Template-based deal creation
One-click token issuance
Yield integration (optional)
Single source of truth
Role management interface

Role-Based Interactions

Pre-configured actions by role

Assign and enforce who can do what — directly at protocol level.

Role-guarded actions
On-chain enforcement
Fully traceable interactions
Pseudonymous by design

Product in Numbers

Real operational impact, measurable results

ILS Vault Engine

A modular smart-contract architecture built for long-dated, multi-party financial products.

0x
Faster Settlement

Down from 96 hours to 12 seconds

0x
Less Costs

Reduced to 1% from 10% operational overhead

0/7
Liquidity

Deposit, Redeem or Trade anytime

0%
Auditable

Full on-chain traceability

Performance Comparison

Settlement Speedtime to settle
ILS One
12s
Traditional
96h
Operational Costof transaction
ILS One
~1%
Traditional
~10%
Audit Readinesstraceability
ILS One
100%
Traditional
52%

Digital infrastructure for ILS

Built to mirror legal reality — not disrupt it

ILS One is a smart-contract-based infrastructure that faithfully reflects existing legal structures while automating collateral flows, reporting and settlement.

Smart contract templates interface

Smart-Contract Templates

Create legally aligned agreements through guided click-through templates and deploy them on-chain with built-in controls.

DeFi integrations

Institutional DeFi, selectively applied

Integrate with Ethereum-based blockchains (EVM-compatible networks), stablecoins and institutional yield strategies — where they add real value.

Audit trail visualization

Auditability by default

Every action, approval and cashflow is traceable, timestamped and verifiable on-chain.

Enterprise-grade security

Built for institutional trust. Verified by industry leaders.

Security is embedded at every layer — from audited smart contracts to continuous monitoring. We meet the standards institutions demand.

Verified

Tier-1 Security Audits

Smart contracts independently audited by leading blockchain security firms. Every line of code reviewed for vulnerabilities, logic errors and attack vectors. Audit reports available on request.

Ongoing

Regular Security Testing

Application and UI undergo comprehensive penetration testing by certified security professionals. OWASP Top 10 coverage and beyond.

Non-Custodial Architecture

Your assets remain in your control. ILS One never takes custody of funds — all transactions require your explicit multi-signature approval.

Multi-Signature Protection

Critical operations require multiple authorized signatures, preventing single points of failure. Configure approval thresholds to match your governance requirements.

On-Chain Transparency

All contract logic is verifiable on-chain. No hidden functions, no admin backdoors, no upgrade keys that could compromise your assets.

Continuous Monitoring

24/7 automated monitoring for anomalies, suspicious transactions and potential threats. Incident response procedures tested and documented.

Security is not a feature — it's the foundation of everything we build.

How To Get Started

ILS One is live in production with leading reinsurers and asset managers. Learn more about how to get started with ILS One.

01 Walkthrough

See the platform with your use case — not a generic demo. We’ll map ILS One to your deal types, roles, and workflows in a live session.

02 Scoping

Together we define what to build: which instruments, which counterparties, which integrations. Every project is custom-scoped — no template engagements.

03 Go-Live

From pilot to production on your timeline. Custom project-based engagement with dedicated support — no per-asset fees, no volume licensing.

Already in production with Schroders, Hannover Re, and Aon.

About ILS One

ILS One is built by i.AM Lab and QSense — ready to be adapted to your needs.

i.AM LabQSense

Vision

To create the infrastructure layer that makes institutional-grade reinsurance accessible, transparent, and programmable for the global market.

Mission

We build the technical and operational foundations that enable insurance-linked securities to function as true digital instruments — without compromising on governance, compliance, or institutional standards.

Frequently Asked Questions

Everything you need to know before going on-chain

What is ILS One?ILS One is a programmable infrastructure for institutional insurance-linked securities, enabling automated collateral management, settlement, and secondary trading on-chain.
Do I need to change my legal structure?No. ILS One mirrors existing legal structures while adding programmable automation. Your legal agreements remain the source of truth.
What blockchain does it use?ILS One is built on EVM-compatible blockchains, enabling integration with stablecoins and institutional DeFi protocols where beneficial.
How is custody handled?Self-custodial architecture with multi-signature governance. You maintain full control of your assets at all times.
Is it regulator-ready?Yes. Full audit trails, role-based permissions, and human-readable transaction records are built in from the ground up.
What about smart contract security?All contracts are audited by leading security firms. We follow best practices for upgradability and emergency procedures.
How long does setup take?You can start with ILS One as-is — the platform is production-ready out of the box. If you need changes to the logic, workflows, or integrations, we scope those together as part of a custom engagement.
What systems can it integrate with?ILS One runs on a modern tech stack and can interface with existing APIs for portfolio management, reporting, and compliance systems.